Rent vs buy equipment
The single biggest factor is utilization. Use a machine more than ~12–14 days a month (about 60% utilization) and buying usually wins; below that, renting is cheaper once you count maintenance, insurance, storage, and depreciation.
Rent vs buy calculator
Enter your numbers to see the monthly cost each way and the break-even point.
Estimate only. Ownership cost assumes ~1.5%/mo of purchase price for maintenance, insurance & storage and ~55% residual value at horizon end. Rule of thumb: above ~60% utilization (12–14+ days/month) buying usually wins.
Frequently asked questions
When should you rent equipment instead of buying?
Rent when your utilization is below ~60% — roughly fewer than 12–14 days a month — or for a single project shorter than about six months. Renting avoids maintenance, insurance, storage, and depreciation costs.
When does buying equipment make sense?
Buying wins when you use a machine consistently — above ~60% utilization — over multiple years, or when it is core to recurring work. Ownership also builds resale value, which is strong for brands like Kubota and Caterpillar.
What is the rent-vs-buy break-even point?
Break-even is the number of days per month at which owning and renting cost the same. Below it, rent; above it, buy. The calculator computes it from your purchase price, day rate, and horizon.
Renting instead? Head to rentd →